Terms of use

Who we are

Lendarbor (“we”, “us”) runs lendarbor.com from 2400 North Henderson Ave, Ste B, Suite 833, Dallas, TX 75206, United States. You can reach us at [email protected] or through the contact page. The site is meant for adults in the United States.

What Lendarbor is and is not

Lendarbor publishes information and calculators about the size and length of personal loans, and it lets you send a loan request to lenders and loan brokers. It is not a lender, loan broker, credit counselor or government agency. Lendarbor makes no loans and no credit decisions, sets no rates or terms, and extends no offers. Nothing on the site recommends a particular lender or loan.

No offer and no promise of one

Sending a loan request does not mean that anyone will contact you, offer you a loan or offer the amount or term you asked for. Each lender or loan broker decides on its own, under its own rules, whether to contact you and what to offer. Any loan is a contract between you and that company, on its terms.

Before you accept a loan, read the lender’s own disclosures, including the APR, the finance charge, the amount financed, the payment schedule and any fees. Those documents, not our pages, describe the loan you would get.

Accuracy of the information

We work to keep our pages accurate and dated. Every article shows when it was updated and which sources it relies on. Rates, rules and lender practices change, though, and a page may not reflect a change that happened after its check date. Payments, interest totals and other figures on the site are examples worked out with standard loan math under stated assumptions. They are not quotes. The rates strip shows published averages and policy rates with the date of each reading, not rates available to you.

The disclaimer and the methodology explain these limits in more detail.

Your loan request and consent to be contacted

When you send a loan request, you confirm that the information is yours and is accurate, and that the phone number and email address belong to you. Do not send a request on behalf of someone else.

If you check the consent box and send the form, you allow Lendarbor, and the lenders and loan brokers working with it, to reach you about that request through the phone number and email address you gave: by calls, texts and emails. Calls and texts may be placed with an autodialer and may use an artificial, prerecorded or AI-generated voice. The full consent wording sits next to the form, and we record the version you were shown. You do not have to give this consent to buy anything, and your carrier may charge for messages and data.

How to withdraw consent. You may withdraw your consent at any time and in any reasonable way: reply STOP to a text, tell a caller to stop, or contact us at [email protected] or through the contact page. When we receive your request, we pass it on promptly to the lenders and loan brokers that received your loan request. You may also contact them directly. The privacy policy explains your other choices.

How the site is paid for

Lenders and loan brokers pay Lendarbor for the loan requests visitors send. You pay nothing to use the site or to send a request. See how we make money.

Acceptable use

When you use the site, you agree not to:

• send false information, or someone else’s name, phone number or email address;
• send automated or bulk submissions, or try to get around the bot check on our forms;
• copy the site in bulk, or crawl it in a way that slows it down for others;
• try to break into, probe or interfere with the site or the services it runs on;
• use the site for anything unlawful.

We may block access or discard submissions that break these rules.

Our content

Lendarbor owns the text, calculators, drawings and design of lendarbor.com. Personal, non-commercial use is fine: read a page, print it, send it to someone, or quote a few lines with a link back. Republishing whole pages or copying a calculator needs our written permission. Government data we cite stays public.

Links to other sites

Our pages link to government agencies, regulators and other websites. Those sites are run by others; their content and their handling of your data are their responsibility, not ours.

Disclaimer of warranties

We offer lendarbor.com, its pages and its calculators without warranties of any kind, express or implied, as far as the law permits. That includes any warranty that the content is accurate, complete or fit for a particular purpose, and any promise that the site will always be available or free of errors.

Limitation of liability

As far as the law permits, Lendarbor is not liable for indirect, incidental, special or consequential damages, or for losses that come from using the site, from decisions based on its content, or from any loan, offer or contact by a lender or loan broker. Where the law does not let us exclude liability, we limit it as much as the law permits. Some states do not allow such limits, so parts of this section may not apply to you.

Governing law

Texas law governs these terms, setting aside its rules on conflicts of law. You keep any protection that your own state’s law gives you and that an agreement cannot waive.

Changes to these terms

We may change these terms. The date at the top of the page shows the latest version. The version in effect when you send a form applies to that submission.

Contact

Lendarbor, 2400 North Henderson Ave, Ste B, Suite 833, Dallas, TX 75206, United States. Email [email protected] or use the contact page.